ENFIA 2026 has already been issued and concerns all property owners, with important details that can affect the final amount you will pay.
Although the tax remains broadly at the same levels as last year, there are specific changes and “opportunities” that are worth knowing.
🔍 What applies this year
The ENFIA calculation is based on the objective values and the data declared in E9.
In several cases:
There are small variations in the amount
Owners see increases or decreases depending on the region
The correct property data plays a decisive role
🛡️ How to get a discount of up to 20%
One of the most important points for 2026 is the discount due to home insurance.
👉 You can achieve:
Up to 20% reduction for properties up to €500,000
10% for higher value properties
A necessary condition is that the property is insured for:
✔ Earthquake
✔ Fire
✔ Flood
📌 This is a point that many owners do not take advantage of — and lose money.
⚠️ Common mistakes that increase ENFIA
Incorrect square footage in E9
Incorrect floor or property use
Unupdated information after purchase or transfer
👉 Even small mistakes can make a significant difference in the amount.
💡 What this means for you
ENFIA is not just a tax — it is a factor that directly affects the value and performance of your property.
With the right guidance, you can:
✔ Reduce costs
✔ Make better use of your property
✔ Make the right decisions for sale or exploitation
📞 Do you need help?
If you want:
✔ Property valuation
✔ Check for possible ENFIA reduction
✔ Guidance for sale or exploitation
📩 Contact me for a responsible and personalized approach.
Dimitra chr. Dempegioti