Motorcycle insurance is essential both for legal circulation and for the personal safety of the driver and third parties. Because motorcycles are a vehicle with greater exposure to risks compared to cars, insurance coverage plays an even more important role.
We collaborate with the most reliable insurance companies in Greece and abroad, and taking into account your driving habits, the type of motorcycle and your budget, we propose personalized programs that offer you peace of mind and advantageous coverage.
What does motorcycle insurance cover?
Basic coverages (mandatory):
- Third-party liability for bodily injury.
- Third-party liability for material damage.
Optional coverages:
- Roadside assistance and transportation to workshop.
- Legal protection.
- Theft coverage (partial or total).
- Fire and natural disaster coverage.
- Glass breakage (for scooters with a windshield).
- Accessory and additional equipment coverage.
Specialized coverages:
- Driver and passenger insurance for bodily injury.
- Coverage of personal belongings carried on the motorcycle.
- Motorcycle replacement in the event of an accident (in certain programs).
Factors affecting the cost
The cost of motorcycle insurance depends on by:
- The engine displacement and horsepower.
- The type (e.g. scooter, sport, on-off, touring).
- The driver's age and experience.
- The accident history (bonus-malus).
- The traffic area.
- The coverages selected.
What is needed for insurance?
To issue a motorcycle insurance policy, the following are required:
- A driver's license.
- A driver's license of the appropriate category.
- A police ID or passport.
- The owner's VAT number.
- If requested, photos of the motorcycle.
Useful notes
- Roadside assistance coverage is particularly useful for motorcycles, as it ensures immediate transportation in the event of a breakdown or accident.
- Accessory insurance (e.g. boxes, windshields, equipment) is important for those who have invested in additional equipment.
- For high-value or high-displacement motorcycles, enhanced theft and fire coverage is recommended.
Careful combination of coverages can significantly reduce costs, without reducing essential protection.
